Loan program for sari-sari stores, retail stores, dealers and distributors under the network of partner FMCGs.

Eligible Loan Applicants

  • Must be 100% Filipino-owned for sole proprietorship or partnership or at least 60% Filipino-owned MSME for corporation;

  • Must have an asset size of not more than PHP 100.0 million (exclusive of value of land)

  • Must have been participating in the supply chain together with an SBCorp-accredited FMCG company for at least one (1) year. For loan availment of more than PHP 1 million under RISE UP SME Tindahan, enterprise must be participating in the supply chain for at least three (3) years

  • Must have no past due account/s under any of SBCorp lending program

What are the products and who are qualified to borrow?

  • Micro Tindahan – for sari-sari stores with FMCG accreditation
  • SME Tindahan Loans – Retail stores, dealers and distributors with FMCG accreditation

 

I.Micro TINDAHAN Loans

Maximum Loanable Amount

Up to PHP 300 thousand

Basis of Loan Amount

40% of annual sales with FMCG

Loan Term

Payable monthly up to three (3) years
   

Interest Rate

10% p.a. Interest Rate based on diminishing balance exclusive of DST

Requirements

Government-Issued ID; Barangay Business permit for loans up to PHP 100.0 thousand; BMBE Certificate or  Mayor’s Permit for loans more than PHP 100.0 thousand; Pictures and video on business operations and asset; Corporate documents, if applicable; and FMCG Reference Number

Business Track Record

At least one (1) year with FMCG

 

II. SME Tindahan

Maximum Loanable Amount

Up to PHP 5.0 million

Basis of Loan Amount

40% of annual sales with FMCG for retail stores

15% of annual sales with FMCG for dealers and distributors

Loan Term

 Payable monthly up to three (3) years
   

Interest Rate

8% p.a. Interest Rate based on diminishing balance exclusive of DST

Requirements

Government-Issued ID; Mayor’s Permit; Corporate documents (i.e. Secretary’s Certificate); Pictures and video on business operations and asset, FMCG Accreditation Number; and Proof of Asset Size not exceeding PHP 100 million

Business Track Record

At least one (1) year with FMCG;

For loan amount above PHP 1.0 million, at least three (3) years with FMCG

Click here for the step-by-step loan application guide.

For more information, you may send an email to communicationsteam@sbcorp.gov.ph.