SMALL BUSINESS CORPORATION

17^th Flr. 139 Corporate Center, 139 Valero St., Salcedo Village, Makati City

Tel # 02-5328-1100

SB CORP. RESERVES THE RIGHT TO REJECT ANY OR ALL BIDS, TO WAIVE ANY FORMALITY THEREIN, ACCEPT SUCH BID AS MAY BE CONSIDERED MOST ADVANTAGEOUS TO THE COMPANY OR CALL OFF A BIDDING PRIOR TO ITS ACCEPTANCE OF THE BIDS AND CALL FOR A NEW BID UNDER AMENDED RULES. THE DECISION OF SBC IS FINAL AND BINDING. All sales are subject to approval by the Asset Recovery and Collection Committee and the confirmation by the SB CORP. Board of Directors for assets more than P 3.0MM